Health Insurance Enrollment & Use

The Issue:

Insurance is a key that unlocks access to vital medical, dental, and behavioral health care. Through the Affordable Care Act, Texas has seen an increase in people with insurance, yet we still have the highest uninsured rate in the nation. Only one-half of Texans receive health insurance from their job or a family member’s job, and more than one in four adults in some of our counties lack coverage.

Barriers to health insurance enrollment and use are shaped at the individual and systems levels. There is a need in our community to make quality, affordable health insurance options available to our uninsured and underinsured residents. For low-income residents, we know that the rising cost of health care is one of the biggest access barriers causing them to forgo needed care.

Further, health coverage is only valuable if people use it effectively to improve their health. Health insurance has become increasingly complicated for all consumers to navigate and is especially challenging for those with lower health literacy.

Our Plan:

Our goal is to help enroll Central Texas residents in the publicly funded coverage programs for which they are eligible – such as Marketplace, Medicaid, Children’s Health Insurance Program, and women’s health programs – and to provide them with the resources necessary to use their insurance for the care they require.

Who We Serve:

St. David’s Foundation will serve people who are uninsured and eligible for insurance coverage, including adults and children, low-income populations, and rural populations residing in Bastrop, Caldwell, Hays, Travis and Williamson counties.

How We Will Do It:

Our approach for insurance enrollment and use includes:

  • Promoting health insurance coverage programs that meet the needs of low-income populations
  • Providing outreach and enrollment assistance to those who are eligible, but have not enrolled in coverage programs
  • Helping people to stay covered through open enrollment periods, qualifying life events, and eligibility changes
  • Providing resources that help people improve their health insurance literacy and navigate the insurance system year-round
  • Ensuring the availability of credible information and analysis in the evolving health policy landscape
  • Ensuring our health insurance work intersects with our work in Women’s Health, Dental Health, and other focus areas

For More Information


Elizabeth Krause
Contact
Elizabeth Krause, Senior Program Officer
ekrause

“Health insurance has been there for me and my extended family during major health events – births, cancer, injury – and it supports our preventive care too. I often think about the difficult choices we would have to make if we were uninsured. Texas has the highest uninsured rate in the nation and that’s unacceptable. Coverage is an ingredient in improving so many of the Foundation’s priorities – women’s health, children’s health, dental access, aging, rural health, health equity, financing the safety net… The list goes on.”

Strategic Priorities