Insurance is a key that unlocks access to vital medical, dental, and behavioral health care. Through the Affordable Care Act, Texas has seen an increase in people with insurance, yet we still have the highest uninsured rate in the nation. Only one-half of Texans receive health insurance from their job or a family member’s job, and more than one in four adults in some of our counties lack coverage.
Barriers to health insurance enrollment and use are shaped at the individual and systems levels. There is a need in our community to make quality, affordable health insurance options available to our uninsured and underinsured residents. For low-income residents, we know that the rising cost of health care is one of the biggest access barriers causing them to forgo needed care.
Further, health coverage is only valuable if people use it effectively to improve their health. Health insurance has become increasingly complicated for all consumers to navigate and is especially challenging for those with lower health literacy.
Our goal is to help enroll Central Texas residents in the publicly funded coverage programs for which they are eligible – such as Marketplace, Medicaid, Children’s Health Insurance Program, and women’s health programs – and to provide them with the resources necessary to use their insurance for the care they require.
St. David’s Foundation will serve people who are uninsured and eligible for insurance coverage, including adults and children, low-income populations, and rural populations residing in Bastrop, Caldwell, Hays, Travis and Williamson counties.
Our approach for insurance enrollment and use includes:
Elizabeth Krause, Senior Program Officer
“Health insurance has been there for me and my extended family during major health events – births, cancer, injury – and it supports our preventive care too. I often think about the difficult choices we would have to make if we were uninsured. Texas has the highest uninsured rate in the nation and that’s unacceptable. Coverage is an ingredient in improving so many of the Foundation’s priorities – women’s health, children’s health, dental access, aging, rural health, health equity, financing the safety net… The list goes on.”